Category Archives: Business Law

Insurance in the Time of Coronavirus – Business Interruption and Your Next Steps

This begins a series on insurance issues related to disaster resilience, especially with regard to the coronavirus pandemic and the upcoming hurricane season. While disasters are often somewhat personal (fire, sprinkler issue, robbery) or regional (hurricane, tornado, earthquake), rarely have we seen damaging events that effect the whole country like coronavirus has.  Insurance, as a […]

Insurance in the Time of Coronavirus: Litigation Claims and Government Help

This continues our series on insurance issues related to disaster resilience, especially with regard to the coronavirus pandemic and the summer hurricane season.  Part 1 can be found here. As noted in my earlier post, every insurance policy is different. Given the different needs and sophistication of businesses and the ultimate policy that comes out of […]

Key Aspects of the CARES Act Provisions Authorizing Small Business Loans

Small business owners are necessarily prepared for various types of challenges, but what do you do when the government orders you to close for an indefinite amount of time? Unfortunately, the COVID-19 pandemic has put millions in this very difficult position. Even worse, it is still unclear in many places when authorities will allow businesses […]

Pinellas County Individual and Small Business Grant Update!

Pinellas County is offering new relief programs for individuals. To apply, residents should text COVIDCARES to 898211. Relief is also being offered to small businesses through Pinellas County and will open May 4 through an online portal. The cities of Pinellas Park and Gulfport have also opened small business relief programs. Links to those programs […]

How Will Coronavirus Affect Contractual Relationships and Obligations?

The coronavirus pandemic has disrupted practically every aspect of American life. Whether closed by government order or by concerns about public safety, millions of businesses around the country have seen their operations come to a halt. Despite the overwhelming effect of COVID-19, it is not a certainty that an “Act of God” clause in a […]

No Time to Wait! Resources for Hospitality and Service Industry Owners and Employees

By now virtually everyone in the U.S. who owns or works for a small business has heard of and likely anticipates some form of governmental assistance as a result the impacts of COVID-19.  The federal government has responded with $350 billion for small businesses in the CARES Act, and more legislation is pending that should […]

Resources to Support Artists, Musicians and Creatives During COVID-19 Pandemic

Many of us in our homes as a result of COVID-19 are enjoying online concerts and performances by artists and musicians from around the world.  These performances are a wonderful escape from the stress created by social distancing. However, artists and other creatives are also experiencing stress because many have had their livelihoods heavily impacted […]

Financial Recovery: Grant Resources for Small Businesses

The private sector has recognized that some small businesses will need additional financial support to recover from the economic impacts of the COVID-19 pandemic.  The best thing about these resources is you do not have to pay them back; the worst thing about these resources is they are highly competitive and each one is unique.  […]

Can a Florida Small Business Emergency Bridge Loan Help Your Small Business?

Our Pivoting to Recovery blog described the various federal financial relief programs available as a result of COVID-19. Florida business owners should be aware of an additional resource available to bridge financial losses caused by the pandemic.  The Florida Small Business Emergency Bridge Loan is a loan offered by the Florida Department of Economic Opportunity […]

Pivoting Into Recovery – Evaluating Federal Relief Options To Determine What is Best for Your Business

This week there has been a lot of news coverage of the Payroll Protection Program and the other aid to small business included in the CARES Act.  One challenge for businesses is determining how to apply and what program(s) to apply for. Most small businesses in the U.S. have been affected by COVID. Social distancing […]